Example
What does it look like in practice?
The building has signed Act 14, but the apartment does not yet have installations, screeds, joinery or finished common parts. The buyer's contract may require payment not only under "Act 14", but upon presentation of a specific document and notification in a specific order.
It should also be checked whether the act covers the entire construction or a separate stage.
What is it commonly confused with?
Act 14, rough construction, cadastral registration, creation of an self-contained unit and possibility of notarial transfer are not five names of one action. None of these by themselves imply completion or authorized use.
The percentage "70% ready" in advertising also has no automatic connection with this concept.
Why does it matter?
For the buyer, rough construction is often associated with a large payment, changing the type of acquired right or preparing for bank financing. If the stage is interpreted more broadly than the contract, funds may be paid before the required proof.
Physical risk remains significant because much of the work and adoption is still to come.
What to ask
What should you check next?
Ask for Act 14, the necessary certification for rough construction and information about the exact construction, block, section and stage. Compare them with the payment clause. Have an architect or engineer review the physical condition, and a lawyer review the contract and legal implications.
The next question is, "What exact evidence, to what extent, and after what notice makes payment due?"